Our Services

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First Time Buyer

Your first property purchase in the UK is more than just a transaction – it's a milestone. At Bespoke Mortgages, we're here to guide and care for you throughout this journey. From demystifying the process to negotiating on your behalf, we're your dedicated partners, making sure your experience is smooth and stress-free. 

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Shared Ownership

We understand that the needs and circumstances of next time buyers can differ from those of first-time buyers.

Our expert team is well-versed in the intricacies of the market and the various mortgage options available to you. From navigating paperwork to explaining the nuances of the process, we're here to make your experience smooth and stress-free.

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Right To Buy

Eligible council tenants have the opportunity to purchase the property they are currently renting from the local council. We can assist by creating personalised loans aligned with the program that allows tenants to buy their homes at a discounted price.

This type of mortgage is based on factors such as the property's market value and the length of time the tenant has been renting. 

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Off-Plan

When buying off-plan, traditional mortgage products might not align perfectly with the timeline and structure of the property's development. Bespoke mortgages aim to address these challenges by offering flexible mortgage solution and products catered to off-plan purchases.

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Re-Mortgage

Switching your existing mortgage on a property to a new mortgage deal, either with your current lender or a new one. This is often done to take advantage of better interest rates, reduce monthly payments, release equity, or make other adjustments to your mortgage terms.

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Buy To Let

A type of mortgage specifically designed for individuals who want to purchase a property with the purpose of renting it out to tenants. It's a way to invest in real estate and generate rental income as a landlord. Whether you're a seasoned investor or just starting out, our personalised approach ensures you secure the right mortgage for your investment strategy.

BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

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Let To Buy

A "Let to Buy" scenario typically involves renting out the existing property to tenants while using the rental income to offset the mortgage, enabling the homeowner to purchase a new property.

UNLESS SPECIFIED, ALL OF THE ABOVE ARE FCA REGULATED.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Bespoke Mortgages will treat you to £150 for every client you refer. T’s & C’s Apply